Will Miao has spent eight years fighting for New Zealand's payments sovereignty. He believes Kiwi merchants and consumers deserve a local payment network that's autonomous, feature-rich and low cost.

Having launched New Zealand's first open banking product for e-commerce, Will is now CTO at Centrapay, where he's bringing open banking in-store through Centrapay's QR code standard. The first consumer wallet built on it, Payap, is available to customers of all five major banks and accepted at over 10,000 merchants, including Z Energy, Burger King, Starbucks, Green Cross, Animates and Kathmandu.